Ledger is the accounting tool for solo founders and tiny teams. Categorize a quarter in 90 seconds. Hand your CPA tax-ready exports in Q1 instead of April panic.
Trusted by 8,408 founders, indies & micro-agencies
Forward a receipt, snap a photo, or sync your card. Ledger reads the merchant, picks the right Schedule C category, and asks you only when it isn't sure — typically once or twice a month.
Your Schedule C is ready by January 15. Hand your CPA a clean CSV (no QuickBooks export hell), or file solo through our partnered tax engine. Either way: no all-nighters, no missed deductions.
"I used to spend the first weekend of every quarter rebuilding my books from credit card statements. With Ledger I close the month in 52 minutes. I haven't seen my CPA in 14 months and we're $1,800 ahead on fees."
No per-transaction fees, no premium feature unlocks. If you outgrow Solo, Team is everything plus payroll and multi-entity.
Talk to one of our partner CPAs for a year-end review or specific question. $180/hr, no retainer, no minimums.
Book a call"I'd been delaying bookkeeping for four months. Migrated 1,840 transactions from QuickBooks on a Tuesday night. Wednesday I had Q1 ready. Felt illegal."
"The receipt scan caught an Adobe charge I'd been treating as personal for 11 months. That alone paid for two years of subscription. The rest is just gravy."
"My CPA charges me $180/hr. Last year that was 11 hours of cleaning up my Excel. This year she logged in, exported the CSV, and called it a day. 1 hour, no panic."
For most solo founders earning under ~$500k/yr, Ledger replaces day-to-day bookkeeping and tax prep entirely. We hand you finished forms ready to file. Our CPA-assisted add-on covers the edge cases — entity restructuring, state nexus questions, audit response. We don't pretend you should never talk to a CPA; we just don't think you should pay one to categorize Amazon charges.
97.2% accuracy across 8.4M transactions in 2025, measured against CPA-reviewed samples. When the model isn't ≥95% confident, it asks you. Typical solo founder confirms 4-8 transactions per month total. If you correct a category, we re-categorize all matching merchants retroactively and never ask about that merchant again.
Yes — we ingest QuickBooks Online (.qbo), Xero (.csv), Wave, and FreshBooks exports directly, including up to 7 years of history. Average migration time is 9 minutes for a sole prop, 22 minutes for a small LLC. Chart of accounts is mapped automatically; you review before commit. We don't touch your old account — you can run both in parallel for a month if you want.
US: yes, 38 states with economic nexus tracking and threshold alerts (e.g. you'll know when CA crosses $500k). We file in 14 states directly; for the rest we generate the filing PDF. International: VAT/GST tracking for UK, EU, Canada, Australia. We don't file VAT — we hand the report to your accountant or to a partner like Stripe Tax.
Every transaction in Ledger carries: the raw bank record, the receipt image (if available), the category with its confidence score, who confirmed it and when. We produce an "audit packet" PDF for any tax year — 240+ pages of source documentation in IRS-friendly order. Three customers have been audited in 2024; all closed with no adjustments. We'll cover your CPA fees if our books cause an adjustment up to $5,000 (terms in our trust policy).
Set up takes 9 minutes. First month is free. Cancel any time, take your CSV with you.